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翻訳と辞書　辞書検索 [ 開発暫定版 ] スポンサード リンク Health care sharing ministry ： ウィキペディア英語版 Health care sharing ministry A health care sharing ministry is an organization that facilitates sharing of health care costs between individual members who have common ethical or religious beliefs in the United States. A health care sharing ministry does not use actuaries, does not accept risk or make guarantees, and does not purchase reinsurance polices on behalf of its members. Members of health care sharing ministries are exempt from the individual responsibility requirements of the Patient Protection and Affordable Care Act,〔 Sec. 5000A(d)(2)(b)(i)〕 often referred to as Obamacare. This means members of health care sharing ministries are not required to have insurance as outlined in the individual mandate. Approximate thirty states have safe harbor laws that recognize healthcare ministries as distinct from health insurance organizations. ==History== Health care sharing ministries are founded on the biblical principle of believers sharing each other’s needs. Ministries often cite the mandate of Galatians 6:2 to “Bear one another’s burdens, and thus fulfill the law of Christ” as applicable to medical costs. Some see origins in the Book of Acts where early Christians "were together and had everything in common" and "gave to anyone as he had need", (Acts 2:44-45).〔 Some states have tried to block health care sharing ministries on the grounds that they are selling unauthorized insurance.〔http://www.washingtonpost.com/wp-dyn/content/article/2005/10/22/AR2005102200046.html〕 A majority of states, however, have enacted safe harbor laws specifying that the ministries are not insurance and do not need to be regulated as such. Still ministries have been criticized for the lack of regulation and the occasional misappropriation of funds such as a case in 2000 when a ministry's officials had fraudulently spent $15 million on personal luxury items. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Health care sharing ministry」の詳細全文を読む スポンサード リンク 翻訳と辞書 : 翻訳のためのインターネットリソース Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.